End User License Agreement
End User License Agreement
Introduction
Mythic Gaming is about celebrating design and creativity. We encourage you to be involved in every aspect of Mythic Gaming – display your designs, give feedback, write reviews, participate in forums, team up with other members to collaborate on projects, and talk to each other.
To make this online destination for creativity available, it is essential that Mythic Gaming users respect the intellectual property rights of others, including copyright and trademarks. You must only upload content you have created yourself and have permission to use and authorize others to use. If you are a customer or browser, please respect the copyright and trademarks of all the works you see or buy on Mythic Gaming. Respecting other people’s intellectual property is an essential principle of Mythic Gaming’ community.
Displaying your work on Mythic Gaming puts it out there for the world to see. You need to be aware that publishing your work in this way attracts legal responsibilities. It is up to you to make sure you are not breaking any laws by publishing your work through Mythic Gaming.
Respect each other and respect the art you find here and you’ll help make Mythic Gaming an inspiring and enjoyable community.
It is important you read the agreement below. Using this website means you accept this agreement. If you do not agree with its terms, do not use this website.
Legal Agreement
All visitors (“user”, “you”, “your”) to the Mythic Gaming website at www.altersleeves.com or www.mythicgaming.com (“the website”) are entering a binding legal agreement on the following terms (the “agreement”) when using the website. The agreement is between the user and Sleeve Alters, LLC ( “Mythic Gaming”, “we”, “us”, “our” refer to either Mythic Gaming Ltd or Mythic Gaming Inc. or Mythic Gaming Europe as the context requires) and use of this website indicates continued acceptance of this agreement.
Eligibility
Our services are available only to, and may only be used by, individuals who can form legally binding contracts under applicable law. Our services are not available to persons under 16 years of age.
Amendment to this agreement
We may amend the terms of this agreement from time to time, and we will let you know about these changes either by sending you an email to the email address you have registered with Mythic Gaming or by displaying information about the changes on our home page, or both. Either way, your continuing use of the website will be taken to be acceptance of the new terms.
Our service
Mythic Gaming provides a range of services (the “Mythic Gaming service”) which, amongst other things, enable you to publish, sell, discuss and purchase art; interact with other members; and receive the benefits of Mythic Gaming’ facilitation of product fulfillment, including payment processing, customer services, third party product manufacturing. In addition, Mythic Gaming will arrange for the delivery of the physical product to your customer.
The digital content on the website (“your content”) may be information, text, data, graphics, images, photographs, sound, video, music or any other material posted online by users. Any content that you upload into the portfolio section of your account is described as your “art”. Your art may be viewed by all users of the website once you elect to publish it. You may order a physical product based on your own art or you may offer your art for sale as part of the sale of a physical product. If you or a customer decide to place an order, then Mythic Gaming will physically produce your product or forward your instructions to third parties who will manufacture and ship the physical product in the form specified by you or the customer (“the product”).
Members
You can become a registered member (“member”) of the website by setting up a password protected account. You will be required to select a username and password when registering to become a member. You must become a member before placing any content on the website, including writing any comments in forums or reviews. In its sole discretion, Mythic Gaming may refuse any username that it decides is inappropriate and/or refuse any person from becoming a member.
Any information you choose to publish in the public section of your profile may be viewed, distributed or linked to within the website or in the course of delivering the Mythic Gaming service. We care about your privacy and you can read our privacy policy if you would like to know how we handle your personal information.
Passwords
You are responsible for actions made on the website using your password, including any products purchased or sold and any content displayed or messages sent, even if these actions were not approved or contemplated by you. You are solely responsible for any loss caused by any use of your password by you, or any other person.
You agree that you will not disclose your password to any other person and you will not keep your password where it can be copied or used by anyone other than you. If you suspect someone else knows your password, you must change it immediately.
Putting content on the Mythic Gaming site
You keep the copyright in any content you submit or upload to the website. In order to receive the Mythic Gaming services you grant Mythic Gaming a non-exclusive royalty free license to use and archive the content in accordance with or as reasonably contemplated by this agreement.
When you submit or upload content on the website you represent and warrant that:
- you own all copyright in the content, or if you are not the owner, that you have permission to use the content, and that you have all of the rights required to display, reproduce and sell the content;
- the content you upload will not infringe the intellectual property rights or other rights of any person or entity, including copyright, moral rights, trade mark, patent or rights of privacy or publicity;
- your use of the website will comply with all applicable law, rules and regulations;
- the content does not contain material that defames or vilifies any person, people, races, religion or religious group and is not obscene, pornographic, indecent, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable;
- the content does not include malicious code, including but not limited to viruses, trojan horses, worms, time bombs, cancelbots, or any other computer programming routines that may damage, interfere with, surreptitiously intercept, or expropriate any system, program, data, or personal information; and
- the content is not misleading and deceptive and does not offer or disseminate fraudulent goods, services, schemes, or promotions.
Mythic Gaming reserves the right to review and if in its sole discretion deemed necessary, remove any content from the website and / or cancel your account, because that content breaches your agreement with us and / or any applicable laws, or otherwise. You agree to indemnify Mythic Gaming in respect of any direct or indirect damage caused due to your breach of one or more of these warranties.
Offering your art for sale on a physical product
Any member may offer their art for sale on a physical product on the website by appointing Mythic Gaming to facilitate the transaction on the terms set out in the Services Agreement in Appendix A. By agreeing to the terms of this user agreement you expressly agree to the terms of the Services Agreement in Appendix A, which will apply from the date on which you offer your first art for sale on a physical product and your continued use of the website will constitute ongoing agreement to the terms therein as updated from time to time.
Purchasing a Product on Mythic Gaming
Users can purchase products on the Mythic Gaming website using a valid credit card through Stripe.
You do not have to be a member to purchase a product.
The price you pay is fixed at the time of ordering.
It is the customer’s responsibility to ensure the product delivery address is correct. Mythic Gaming takes no responsibility for any product a customer does not receive because of errors in the delivery address given to us.
We do not warrant, endorse, make representations about or recommend any content or art offered or provided by any member.
You Instruct Mythic Gaming to cancel incorrect orders
You acknowledge that despite our reasonable precautions, products may be listed at an incorrect price or with incorrect information or may be unavailable. This may be due to an error or similar oversight. You acknowledge that we cannot facilitate an order where such an error exists and hereby instruct us to cancel such an order and take other action as required.
You authorize us to cancel an order if we believe that it is being made in contravention of this agreement, or in contravention of the rights of any person or any law. We may cancel an order even if it has been confirmed and the customer’s credit card has been charged. We reserve this right up until the time of delivery of the product to that customer. If a cancellation of this nature occurs after the customer has been charged for the product, we will credit the customer’s credit card for the amount in question.
Delivery
Delivery will be facilitated pursuant to the customer’s instructions by postal or courier service and will be paid for by the customer at the price indicated at the time of purchase. Mythic Gaming will charge shipping charges to the customer which will vary depending upon the size and price of the product.
Damaged Goods
If a product is delivered to a customer, whether in electronic or printed format, that is electronically or physically damaged in some way (for example, an Alter Sleeve is damaged or misprinted) Mythic Gaming will happily replace the copy if we manufactured it, or contact the manufacturer or seller to issue a replacement copy of the product after receiving reasonable proof of that damage.
If you receive a damaged product, then you must contact Mythic Gaming customer service within 14 days of receipt to tell us about the nature of the damage and to arrange for a new product to be sent to you at no cost to you.
Please be aware that publishing to the website is creator-controlled and we do not screen all of the content on our website. It is the customer’s responsibility to verify the quality of the content (including but not limited to misspelled words, grammatical errors, formatting, design or overall appearance) before ordering a product. This damaged goods policy does not apply to content, only to the physical product.
Excess Inventory
You grant Mythic Gaming permission to dispose of any inventory that becomes excess as a result of refund, reprint, fraud, product sampling or promotional activities, in any manner we see fit.
Reporting inappropriate content to Mythic Gaming
Mythic Gaming does not manually screen content before it is displayed on the website so occasionally members may inadvertently or deliberately submit and display content that breaches this agreement.
Inappropriate content includes, but is not limited to, content that infringes the copyright or other intellectual property rights of any person or company, or that defames or vilifies any person, people, races, religion or religious group, is obscene, pornographic, indecent, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable. Mythic Gaming reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.
Specific warnings
You must ensure that your access to this website and the Mythic Gaming service is not illegal or prohibited by laws that apply to you.
You must take your own precautions to ensure that the process that you employ for accessing this website and the Mythic Gaming service does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage own computer system. We do not accept responsibility for any interference or damage to any computer system that arises in connection with your use of this website or any linked website.
We do not accept liability for any losses arising directly or indirectly from a failure to provide the Mythic Gaming service, corruption to or loss of data, errors or interruptions, any suspension or discontinuance of the Mythic Gaming service, or any transmissions by others in contravention of the registered members’ obligations as set out in this agreement.
You acknowledge that we may not be able to confirm the identity of other registered members or prevent them acting under false pretenses or in a manner that infringes the rights of any person.
Intellectual Property Rights and license
By submitting listings to Mythic Gaming, you grant Mythic Gaming a non-exclusive, worldwide, royalty-free, sublicense able and transferable license to use, reproduce, distribute, prepare derivative works of and display the content of such listings in connection with Mythic Gaming’ (and its successors’ and affiliates’) services and business in facilitating the sale of your product, including without limitation for promoting and redistributing part or all of the Mythic Gaming site (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each user of the Mythic Gaming site a non-exclusive license to access your content through the site, and to use, reproduce, distribute, and display such content as permitted through the functionality of the site and under this User Agreement. The above licenses terminate within a commercially reasonable time after you remove or delete your listings from the Mythic Gaming site. The above licenses granted by you in user comments you submit, are perpetual and irrevocable.
All intellectual property rights in this website and the Mythic Gaming service (including the software and systems underlying the Mythic Gaming service, and text, graphics, logos, icons, sound recordings and software) are owned by or licensed to us. Other than for the purposes of, and subject to the conditions prescribed under relevant Copyright and Trade Mark legislation throughout the world, and except as expressly authorized by this agreement, you may not in any form or by any means:
- use, adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of this website; or
- commercialize any information, products or services obtained from any part of this website, without our written permission.
If you use any of our trade marks in reference to our activities, products or services, you must include a statement attributing that trade mark to us. You must not use any of our trade marks in or as the whole or part of your own trade marks; in connection with activities, products or services which are not ours; in a manner which may be confusing, misleading or deceptive; or in a manner that disparages us or our information, products or services (including this website).
Linked websites
This website may contain links to other websites (“linked websites”). Those links are provided for convenience only and may not remain current or be maintained.
We are not responsible for the content or privacy practices associated with linked websites.
Our links with linked websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites, unless and to the extent stipulated to the contrary.
Disclaimer
We do not represent or guarantee that the Mythic Gaming service or this website, or any other website that is accessible using a hyperlink from this website will be free from errors or viruses. We do not represent or guarantee that access to the Mythic Gaming service or these websites will be uninterrupted.
You acknowledge that the Mythic Gaming service or this website may be affected by outages, faults or delays. Such outages, faults or delays may be caused by factors, including technical difficulties with the performance or operation of our or another person’s software, equipment or systems, traffic or technical difficulties with the Internet or infrastructure failures.
We do not warrant that any members’ uploads to this website will be protected against loss, or misuse or alteration by third parties. We do not warrant that all uploaded content will be available on our website. If we elect in our sole discretion to make available content on our website, we do not warrant that it will be available within a certain time frame.
We do not accept responsibility for any loss or damage, however caused (including through negligence), that you may directly or indirectly suffer in connection with your use of this website or any linked website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information contained on or accessed through this website.
To the extent permitted by law, any condition or warranty that would otherwise be implied into these terms and conditions is hereby excluded. Where legislation implies any condition or warranty, and that legislation prohibits us from excluding or modifying the application of, or our liability under, any such condition or warranty, that condition or warranty will be deemed included but our liability will be limited for a breach of that condition or warranty to one or more of the following, which we may offer as a gesture of goodwill:
- if the breach relates to goods:
- the replacement of the goods or the supply of equivalent goods;
- the repair of such goods;
- the payment of the cost of replacing the goods or of acquiring equivalent goods; or
- the payment of the cost of having the goods repaired; and
- if the breach relates to services:
- the supplying of the services again; or
- the payment of the cost of having the services supplied again
This disclaimer set out in these terms and conditions does not attempt or purport to exclude liability arising under statute if, and to the extent, such liability cannot be lawfully excluded.
Indemnity
You agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless, as well as, all third parties printing, manufacturing and/or otherwise fulfilling the products you are selling via the website, their officers, directors, employees, agents and representatives harmless, from and against any and all claims, damages, losses, liabilities, costs (including reasonable legal fees) or other expenses that arise directly or indirectly out of or from:
- your breach of any clause of this agreement;
- any allegation that any materials that you submit to us or transmit to the website infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or
- your activities in connection with the website.
This indemnity will be applicable without regard to the negligence of any party, including any indemnified person.
Privacy policy
Your privacy is very important to us. Users of our website should refer to our privacy policy – which is incorporated into this agreement by reference, for information about how we collect and use personal information.
Security of information
No data transmission over the Internet can be guaranteed as totally secure. We strive to protect such information, however we do not warrant and cannot ensure the security of any information that you transmit to us. Accordingly, any information that you transmit to us is transmitted at your own risk.
Termination of access
Access to this website may be terminated at any time by us without notice. Our disclaimer will nevertheless survive any such termination.
Dispute Resolution
This User Agreement and all disputes relating to this User Agreement, or relating to your use of any part of the Mythic Gaming service, will be exclusively resolved under confidential binding arbitration held in Legal Jurisdiction TBD.
You and Mythic Gaming agree to submit to the personal and exclusive jurisdiction of the Federal and California State courts in San Francisco County for purposes of enforcing any arbitration award. Notwithstanding the foregoing, Mythic Gaming may seek injunctive or other equitable relief, from a court of competent jurisdiction. You and Mythic Gaming agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. You and Mythic Gaming agree that any cause of action arising out of or related to the Mythic Gaming site (including but not limited to any services provided or made available therein) or this Agreement must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
If you have a dispute with one or more users or sellers, you release Mythic Gaming (and Mythic Gaming’ officers, directors, agents, subsidiaries, joint ventures and employees) from claims demands and damages (actual and consequential) of every kind of nature, known and unknown, arising out of or in any way connected with such disputes.
General
We accept no liability for any failure to comply with this agreement where such failure is due to circumstances beyond our reasonable control.
If we waive any rights available to us under this agreement on one occasion, this does not mean that those rights will automatically be waived on any other occasion.
If any of the terms of this agreement are held to be invalid, unenforceable or illegal for any reason, the remaining terms and conditions shall nevertheless continue in full force.
This service may contain translations powered by Google. Google disclaims all warranties related to the translations, express or implied, including any warranties of accuracy, reliability, and any implied warranties of merchant ability, fitness for a particular purpose and non-infringement.
APPENDIX A – Services Agreement
You wish to use Mythic Gaming’ services to facilitate marketing and sale of your art on a physical product and to arrange for manufacture of the physical product (“your product”) once an order has been made through www.altersleeves.com or www.mythicgaming.com (“the website”). Mythic Gaming will provide these services on the terms set out in this Services Agreement. Additionally, Mythic Gaming will provide for delivery of such products of the customer.
1. Services
1.1 Mythic Gaming, acting as independent contractor under your instructions will market to and obtain orders from customers for the purchase of your products over the website and on instruction from you, Mythic Gaming will manufacture or arrange for third parties to fulfil those orders by facilitating payment for and manufacture of your products (“Services”). Mythic Gaming will then arrange for the delivery of your products as per the customer’s instructions.
1.2 Mythic Gaming will provide the Services pursuant to this agreement until termination in accordance with its terms.
1.3 You agree that Mythic Gaming is free to act in any capacity for any other person interested in promoting, marketing and obtaining orders from members of the public for the purchase of their arts over the website, including any art that is the same as, or similar to, your products.
2. License and standing instructions
2.1 You grant Mythic Gaming a non-exclusive royalty free license to use your intellectual property relating to your products for the purpose of enabling us to carry out the Services.
2.2 You hereby instruct Mythic Gaming to facilitate the sale of your product which includes payment, processing and arranging for manufacturing your product (s) in respect of the orders placed by the customers via the website and Mythic Gaming will facilitate such payment, and manufacturing in accordance with reasonable business practices unless you otherwise instruct prior to the placement of that order by a customer.
3. Sale of your products
3.1 The retail price charged to customers who purchase your product is made up of the manufacturing costs or fee charged by the third party manufacturer, Mythic Gaming’ fee for hosting the marketplace and facilitating the transaction (the manufacturing fee and Mythic Gaming’ fee are referred to collectively, and inclusive of tax, as the “base amount”), your creator margin (“your margin”), and any relevant sales tax (such as Sales Tax, GST, VAT, etc) that Mythic Gaming and/or you (as the case may be) are liable to account for to the appropriate tax authorities. Shipping charges will also be added to the retail price. When making each individual work available for sale you are able to select any percentage markup you wish, greater than or equal to zero, above the base amount but below the automated upper limit (subject to change from time to time). The percentage markup selected by you on the website for each of your products is used to calculate the dollar value of your margin for each sale.
3.2 You may change the percentage markup on top of the base amount at any time by changing your selection on the website. We may change the base amount at any time without specific notice to you and this will affect the dollar value of your margin, which is calculated as a percentage of the base amount (e.g. if we increase our base amount, your margin will also increase). The retail price will not change on an individual sale after a customer has submitted an order to the website.
3.3 Mythic Gaming will send you an email to the email address you registered in your account to notify you when an order has been placed for your products.
3.4 You agree that Mythic Gaming makes no representation that it will be able to procure an order for your products, whether at the retail price or at all, nor that you will obtain any benefit by entering into this Services Agreement.
3.5 All items purchased from the website are manufactured pursuant to arrangements with third party suppliers under your instructions. This means that title and risk for loss for such items pass from you to the customer/purchaser without passing through us prior to the goods being delivered to the customer under the customer’s instructions.
4. Commissioned items
4.1 As an artist on Mythic Gaming, you agree to unprompted communications from potential logged in customers for commission requests when your account is in the active state of acknowledging new commission requests. Verbal abuse will be moderated by Mythic Gaming. By communicating on the website, you authorize Mythic Gaming to collect, hold and access message data.
4.2 A commission must be initiated by the artist, but agreed to by both parties: this enters both the artist and the customer in the ‘Artwork Commission Agreement’ contract. Both parties are expected to uphold the terms of this contract. Mythic Gaming is not responsible for aiding either party in completion of their responsibilities but by agreeing to the terms both parties authorize the right for Mythic Gaming to terminate the contract at any time without notice, compensation or reason, wherein both parties will be notified. Either party may request Mythic Gaming moderate any disputes that may arise during the commission period.
4.3 Mythic Gaming are not responsible for the purchase or compensation of production materials used during the commission, these are considered to be part of the agreed artist rate. A minimum rate of $10 applies.
4.4 When specifically agreed upon by both parties, the commissioned piece may be entered into the public store wherein the rules of Section 3 apply: the customer has no right to any portion of royalties for any sales to 3rd parties; typical royalty rates apply.
4.5 Upon approved completion, the full amount paid at the start of the commission to escrow shall be released to the artist minus fees that will include a 10% service charge for Mythic Gaming providing the platform for the exchange, production costs and shipping costs. The commission piece will be produced to the agreed quantity and shipped; it will be indefinitely available to the customer even if the artist chooses to leave, or is removed, from the Mythic Gaming platform.
4.6 Issues pertaining to the physical production of the product are the responsibility of Mythic Gaming, and the terms of the Section 3 apply.
4.7 The artist requesting additional funds after agreeing to the contract will be considered a breach of contract and the commission will be mediated, with full compensation returning to the customer if a resolution can not be reached. The forum for this request does not matter; if additional money is found to have been exchanged in an external setting then disciplinary action will be taken, up to and including removal of the artist from the platform.
5. Payment terms
5.1 You authorize Mythic Gaming to collect, hold and distribute the retail price (“sale proceeds”) from customers on the terms set out in this clause 4. Mythic Gaming will also charge the customer for the shipping which will be retained by us and not affect the amount to be distributed to you.
5.2 You authorize Mythic Gaming to deduct the base amount (which includes Mythic Gaming’ margin for facilitation services, including tax where applicable) from the sales proceeds for your products before distributing your margin (which will include tax where applicable).
5.3 We will pay your margin in accordance with the payment method you select on the website via TransferWise. You may request full payment between the 20th and 25th of each month through your dashboard. Payments will be initiated on the 26th of each month.
5.4 You may at any time request that we pay you the full amount in your account. We will endeavor to pay you this amount within 7 days of your request. A US$5 administration fee will apply to this payment.
5.5 It is your responsibility to ensure Mythic Gaming has correct and current personal details including legal name, postal address and contact information. You must be eligible to receive transfers via TransferWise. Mythic Gaming will not be liable for any loss suffered by you if you provide us with incorrect details in relation to the payment method. If we are unable to pay you because you have given us incorrect details or your details are out of date, we will hold your margin for up to 12 months from the payment date. If you have not notified Mythic Gaming of any amendment to the payment method details in that time your margin proceeds will be forfeited to Mythic Gaming or donated to a charity of our choice.
6. Taxation responsibility
6.1 Each party is responsible for their own taxes associated with each transaction and will account for any taxes imposed by governments or governing authorities, and related accounting or audit requirements arising out of, as a result of, incidental to, or in connection with obligations under this Services Agreement. We recommend that you consult with your tax advisor as to the application of taxes for you, as the seller of the merchandise. This may include Sales Tax, VAT, GST and other transactional taxes.
6.2 Mythic Gaming will not collect or pay taxes on your behalf as Mythic Gaming is merely acting as an agent in facilitating the sale of your product to the customers. As stated in clause 4.2 of this Agreement, the amounts distributed to you will be deemed to be inclusive of any taxes, if applicable. You will at all times be solely responsible for reporting and remitting any tax liabilities arising out of the sale of your products together with any potential interest or penalties that any tax authority may levy as a result of non-compliance. If you are registered for VAT in the EU, Mythic Gaming may, upon your request, provide you with a VAT invoice for any charges levied by us.
6.3 If you have an Australian Business Number (ABN) or Value Added Tax (VAT) you may submit your ABN or VAT to the website where requested. If you do not have an ABN or VAT, or if you elect not to submit your ABN or VAT to the website, you will be required to provide more information about the circumstances under which you are offering your products for sale on the website, including whether any of the Australian Taxation Office (ATO) or appropriate tax authority exemptions apply to you.
6.4 For the avoidance of doubt, all tax-related reporting responsibilities by you to relevant tax authorities are entirely your responsibility.
7. Indemnity
7.1 You hereby indemnify and will keep Mythic Gaming indemnified from and against all claims, debts, accounts, expenses, costs, liens, actions and proceedings of any nature whatsoever, whether known or unknown by any person, arising from, incidental to, or by virtue of, the appointment, or any breach or non performance of your obligations under this Services Agreement or arising out of your willful act, neglect or default in the performance of such obligations.
7.2 This clause 6 will survive the termination of this Services Agreement.
8. Limitation of liability
8.1 In no case will Mythic Gaming be liable for any consequential loss or damage suffered by you arising from this Services Agreement. To the extent permitted by law, all warranties and conditions implied by law are hereby expressly excluded.
9. Terminating this agreement
9.1 You can give notice of termination of this Services Agreement by closing your account in the method described in the User Agreement.
9.2 Mythic Gaming may give notice of termination of this Services Agreement to you in writing at any time.
9.3 After notice of termination in the manner described in either clause 8.1 or 8.2, you authorize us to complete any transactions in progress in relation to your products, which we will do on the terms of this Services Agreement. Termination of this Services Agreement will take effect once these transactions have been completed.
9.4 Upon termination of this Services Agreement by either party, Mythic Gaming will pay you any accrued member margin proceeds from your account, less a US$5 administration fee.